RICHARD, FRANCES AUDREY - Life long resident of Saint John passed away at the SJRH on September 12, 2005. She was the daughter of the late James and Ulilie Montgomery and the wife of the late Wilfred J. Richard. She is survived by two sons; Dennis Walton and Stephen Walton, two daughters; Sheila Gaudet and Sandra MacDonald, one brother; Robert Montgomery (Alice) of Aylsford, NS, three sisters; Lillian MacDonald, Margaret Malone and Dorothy Desmarais as well as several grandchildren, great grandchildren, nieces and nephews. She is predeceased by two sons; Wayne Walton and Paul Walton, two brothers; Ronald and Jeremy as well as one sister Jane. Prior to Frances retirement from Comcare Health Services she worked at Lantic Sugar Refinery and New System Laundry on Rothesay Avenue. Frances was a former member of Branch #53 Royal Canadian Legion who enjoyed Bingo and darts. Following cremation, a Memorial Service will be held on Friday September 16, 2005 at 11:00 a.m. in the chapel at A. W. Cavanagh Funeral Home and Cremation Centre 91 Leinster Street (634-1712). Donations to the Hearing Impaired would be appreciated by the family. www.awcavanagh.com